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Fill out our fast, easy online application and netLoan will automatically find the best financing for you based on the information provided.

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Financing as easy as 1-2-3
Find a Truck
We have the perfect truck for you. Search our online inventory or call us at (866) 309-1962.
Get Financing
Complete the online application and a representative will contact you.
Get your truck!
Once your truck is ready, Penske will schedule the pickup of your truck.
 

Financing Programs Additional Detail

You can learn more about our various financing programs by clicking on the tabs below. If you would like to apply for a specific program rather than having netLoan automatically select one for you, just click on one of the corresponding “Apply Now” links.

  • Good
    Credit
  • Challenged
    Credit
  • First Time Buyer or
    Owner / Operator
  • Fleet &
    Other
  • Help Me Choose
< Swipe to see other categories
Description Time In Business /
Driving Experience
Down
Payment
Credit
Score
Minimum
Financed
Amount
Upfront
Fees
 

Sign & Drive

Deferred payments for the first 3 months. Excellent way to build up cash reserves.
Apply Now
Program Requirements
2+ years / 0-2 years 0% 650+ $10k+ $395
Apply Now

Zero Down

Designed to build up cash reserves.
Apply Now
Program Requirements
2+ years / 5+ years CDL 0% 680+ $15k+ $395
Apply Now

Penske Platinum Plus

Designed for excellent credit with excellent repayment options.
Apply Now
Program Requirements
7+ years / 0-2 years 0% 700+ $10k+ $295
Apply Now
Let Us Pick For You
We will automatically assign you to the best financing program based on the information provided.
Apply Now
Apply Now
Description Time In Business /
Driving Experience
Down Payment Credit Score Dollar Amount Upfront Fees  

Credit Enhancement

Designed for startups, first time buyers, credit impaired. Provides the opportunity to go to work.
Apply Now
Program Requirements
none / 0-2 years 15%+* 550+ $10k+ $295
Apply Now
Let Us Pick For You
We will automatically assign you to the best financing program based on the information provided.
Apply Now
Apply Now
Description Time In Business /
Driving Experience
Down Payment Credit Score Dollar Amount Upfront Fees  

First Time Buyers

Designed for truck buyers who are financing a truck for the first time.
Apply Now
Program Requirements
none / 2+ years 10%+ 670+ $10k+ $295+
Apply Now

Start Up Owner Operator

Designed for the first time truck buyers who are establishing their own new business.
Apply Now
Program Requirements
none / 2+ years 10%+ 700+ $10k+ $295+
Apply Now
Let Us Pick For You
We will automatically assign you to the best financing program based on the information provided.
Apply Now
Apply Now
Description Time In Business /
Driving Experience
Down Payment Credit Score Dollar Amount Upfront Fees  

4.9% Fleet Financing

Designed for companies with 5 or more trucks.
Apply Now
Program Requirements
5+ years / 0-2 years n/a 700+ n/a n/a
Apply Now

Flexible Credit Contractor

Designed for contractors.
Apply Now
Program Requirements
none / 2+ years driving 10%+ n/a $10k+ $295+
Apply Now
Let Us Pick For You
We will automatically assign you to the best financing program based on the information provided.
Apply Now
Apply Now

Finance Progam Filter

Please answer any of the questions below to see a filtered list of our various financing programs.
Credit Score
Desired Down Payment
Minimum Dollar Amount
Years In Business
Driving Experience
Current Fleet Size
Description
Time In Business /
Driving Experience
Down
Payment
Credit
Score
Minimum
Financed
Amount
Upfront
Fees

Sign & Drive

Deferred payments for the first 3 months. Excellent way to build up cash reserves.
Apply Now
Program Requirements
2+ years / 0-2 years 0% 650+ $10k+ $295

Zero Down

Designed to build up cash reserves.
Apply Now
Program Requirements
2+ years / 5+ years CDL 0% 680+ $15k+ $395

Penske Platinum Plus

Designed for excellent credit with excellent repayment options.
Apply Now
Program Requirements
7+ years / 0-2 years 0% 700+ $10k+ $295

Credit Enhancement

Designed for startups, first time buyers, credit impaired. Provides the opportunity to go to work.
Apply Now
Program Requirements
none / 0-2 years 15%+* 550+ $10k+ $295

First Time Buyers

Designed for truck buyers who are financing a truck for the first time.
Apply Now
Program Requirements
none / 2+ years 10%+ 670+ $10k+ $295+

Start Up Owner Operator

Designed for the first time truck buyers who are establishing their own new business.
Apply Now
Program Requirements
none / 2+ years 10%+ 700+ $10k+ $295+

4.9% Fleet Financing

Designed for companies with 5 or more trucks.
Apply Now
Program Requirements
5+ years / 0-2 years   700+    

Flexible Credit Contractor

Designed for contractors.
Apply Now
Program Requirements
none / 2+ years driving 10%+   $10k+ $295+
Description
Time In Business /
Driving Experience
Down
Payment
Credit
Score
Dollar
Amount
Upfront
Fees
- No Matching Results -
But that's okay - simply click the "Apply Now" button below and we will automatically assign you to the best financing program based on the information provided.
Apply Now